Accepted forms of payment
Wire transfer
Account name: Leon Mege Inc.
Citibank 1166 6th Ave, New York, NY 10036
(646) 502-4683
SWIFT CODE CITI US 33
Routing number (ABA) 021000089
For security reasons, the account number will be provided separately
帳戶名稱 Leon Mege, Inc.
銀行 Citibank
銀行 編號 CITI US 33
请联系我们获取账号
Wire transfers are the preferred payment method. We do not accept ACH payments that take 1 to 3 business days. Domestic wire transfers settle within hours or in real time. ACH uses the Automated Clearing House network managed by Nacha, while wires use the Federal Reserve Wire Network or SWIFT for international transfers.
For international wire transfers, customers may use third-party money-transfer services such as Wise or Paysend. Some customers have reported that these services are more convenient than traditional banks and may offer favorable foreign-currency exchange rates. Leon Mege Inc. is not affiliated with, sponsored by, or endorsed by Wise, Paysend, or any other third-party payment service, and does not officially recommend or endorse any such service.
Any reference to a third-party payment service is based solely on feedback received from customers and is provided for informational purposes only. Leon Mege Inc. has no control over the services, fees, exchange rates, processing times, policies, security, or performance of any third-party provider and assumes no responsibility or liability for any loss, delay, error, fee, or other issue arising from or related to the customer’s use of such a service. Customers use third-party payment services entirely at their own risk and should review the applicable provider’s terms and conditions before initiating a transfer.
A standard wire transfer may require up to twenty-four (24) hours to be received, processed, and cleared by our bank. A three-day wire transfer may require up to five (5) business days to be received, processed, and cleared by our bank. These timeframes are estimates only and may be extended by weekends, holidays, intermediary banks, receiving-bank procedures, compliance reviews, or other circumstances beyond our control.
A payment is not considered received or credited toward a customer’s account, order, retainer, deposit, or purchase until the funds have been received by Leon Mege Inc. and confirmed as cleared and available by our bank.
Credit cards
We accept credit card payments only for transactions under $10,000 and only when the cardholder is present in person. The credit card presented for payment must be equipped with an EMV microchip and must be processed through a chip-enabled terminal. At the time of payment, the cardholder must present a valid government-issued photo identification document, such as a driver’s license or passport. We reserve the right to make and retain a copy of the identification provided for verification and fraud-prevention purposes.
We process all credit card transactions through the Authorize.net payment platform. We do not store, retain, or maintain credit card account information in our records or systems. Due to increased incidents of credit card fraud, we do not accept credit card payments by telephone, email, mail order, or any other remote method. The sole exception is paying a retainer through our website portal, subject to our verification requirements. Only credit cards issued by financial institutions located in the United States are accepted. Credit cards issued by non-U.S. banks or financial institutions will not be accepted under any circumstances.
If a customer initiates a chargeback, payment reversal, dispute, or similar claim with a credit card issuer, bank, payment processor, or online payment service in connection with any payment made to Leon Mege Inc., including but not limited to retainers, deposits, progress payments, or final payments, Leon Mege Inc. reserves all rights and remedies available under applicable law.
In the event a chargeback, payment reversal, or dispute is determined to be unauthorized, fraudulent, unsupported, or otherwise without legal merit, Leon Mege Inc. may seek recovery of all resulting damages and costs, including the disputed amount, chargeback fees, administrative expenses, investigation costs, professional fees, reasonable attorneys’ fees where permitted by law, court costs, and any other recoverable losses. Leon Mege Inc. may contest any chargeback or payment reversal by submitting transaction records, correspondence, contracts, delivery records, identification documents, and any other relevant evidence to the applicable financial institution, payment processor, or adjudicating authority.
Where Leon Mege Inc. has a good-faith basis to believe that a chargeback, payment reversal, or payment dispute constitutes fraud, theft of services, or another unlawful act, the matter may be reported to the appropriate law enforcement authorities and regulatory agencies. Leon Mege Inc. further reserves the right to pursue recovery of all amounts owed and any recoverable damages through civil legal proceedings to the fullest extent permitted by applicable law.
Most major U.S. banks and financial institutions support Zelle, and many offer it directly through their online banking platform or mobile banking app. Customers whose financial institution does not offer integrated Zelle access may enroll through the Zelle mobile application using an eligible U.S. debit card, subject to Zelle’s terms and eligibility requirements.
Zelle generally does not charge fees for sending or receiving payments; however, transaction limits may apply and are determined by the sender’s bank or by Zelle. Customers are responsible for verifying any applicable limits or restrictions with their financial institution before initiating a payment.
Send payments via Zelle to info@leonmege.com. Customers are responsible for ensuring that the recipient information is entered accurately before authorizing a transfer. Payments sent to an incorrect recipient due to customer error may not be recoverable.
Personal check
All checks must be drawn on a bank or financial institution located in the United States. Checks drawn on banks or financial institutions outside the United States will not be accepted. Leon Mege Inc. accepts personal checks only when the payer presents the check in person, along with valid government-issued photo identification. Acceptance of a personal check is subject to the following requirements:
- The check must have the account holder’s name and a physical address in the United States pre-printed on the check. P.O. boxes do not satisfy the physical-address requirement.
- The check must be personally signed by the account holder at the time it is presented for payment.
- Post-dated checks, pre-dated checks, checks bearing an expiration date, and checks that are otherwise dated for a date other than the date of presentation will not be accepted.
- The customer must provide valid contact information with every personal check, including a telephone number and email address.
- Leon Mege Inc. may require additional identification or verification before accepting any personal check.
A personal check may take more than ten (15) business days to clear. No purchase, order, retainer, deposit, or other payment shall be considered fully funded until the check has been deposited and the funds have been fully collected and irrevocably cleared by our bank. A temporary credit, bank notification, or availability of funds does not constitute final clearance.
If any check tendered as payment is returned, dishonored, or rejected by the issuing bank for any reason, a returned-check fee of $250 will be added to the outstanding balance and shall become immediately due and payable.
Any amount remaining unpaid more than thirty (30) days after notice of a returned or dishonored check may be referred to a collection agency, submitted to a court of competent jurisdiction, or otherwise pursued through any lawful means of collection. The customer shall be responsible for any additional collection costs, court costs, and attorneys’ fees to the extent permitted by applicable law. Leon Mege Inc. reserves the right to refuse checks from any customer whose prior check has been returned, dishonored, or rejected by a financial institution.
Checks in excess of $5,000 shall not be credited toward a customer’s account, order, or purchase until the funds have been fully collected and irrevocably cleared by our bank. The clearance process may require up to ten (10) business days or longer, depending on banking procedures. No exceptions will be made to this policy.
Direct deposit
Customers may make a direct deposit to Leon Mege Inc.’s Citibank account. Direct bank deposit is a convenient payment method and may be faster and less expensive than other payment methods. Leon Mege Inc. does not charge a fee for receiving a direct bank deposit. Any fees charged by the customer’s bank, financial institution, or other intermediary are the customer’s responsibility. A payment is not considered received or credited toward a customer’s account, order, retainer, deposit, or purchase until the funds have been received and confirmed as cleared and available in Leon Mege Inc.’s bank account.
Cash is King unless it’s Money Laundering.
Leon Mege Inc. accepts cash payments in U.S. dollars of up to $3,000 per transaction. For purposes of this policy, a “transaction” includes the total amount paid by a customer in connection with a single purchase, order, invoice, project, deposit, balance payment, or related series of payments. Cash payments may not be divided into multiple payments or transactions for the purpose of circumventing this limit. No surcharge applies to payments made in U.S. currency.
At our sole discretion, we may accept certain foreign currencies. Foreign-currency payments will be converted to U.S. dollars using the exchange rate determined by Leon Mege Inc. at the time the payment is accepted and will be subject to an additional five percent (5%) currency-conversion surcharge. The exchange rate and resulting payment amount determined by Leon Mege Inc. shall be final.
Leon Mege Inc. complies with all applicable federal, state, and local laws governing cash transactions, including anti-money laundering, recordkeeping, reporting, and customer-identification requirements. We reserve the right to request identification, documentation regarding the source of funds, or any other information required by law or deemed necessary for compliance purposes. Leon Mege Inc. reserves the right to refuse any cash payment, in whole or in part, for any lawful reason, including suspected fraud, money laundering concerns, compliance requirements, or concerns regarding the condition, authenticity, or origin of the currency presented.